During the planning of the dream vacation, the last thing you think about is the unforeseen events that can happen during the tour. But to enjoy peace of mind in this period, whether with family, friends or even alone, it is very important to hire a travel insurance.
This item is not only affordable compared to other travel purchases (tickets, lodging, etc.) but also has a relatively low cost compared to the benefits it provides. Therefore, APRIL, French multinational travel insurance provider, listed the main advantages of hiring this type of service.
Complete assistance
Indispensable for any trip, travel insurance can offer assistance for various unforeseen events such as loss of luggage, cancellation of travel, early return, medical and dental care, among other services, according to the product and contracted coverages.
Avoid extra expenses
Abroad, the value of a medical consultation or emergency surgery can be very expensive. The insurance provides coverage for medical care, dental care and even preexisting diseases in a network. This saves expenses that were not foreseen in your budget. But if it is necessary to bear the costs, the trip insurance can refund the amount, according to the contracted coverage.
Requirement in European countries
Brazilian tourists do not need a visa to visit Europe. But the countries that are part of the Schengen Treaty require the presentation of a travel insurance voucher with a minimum coverage value of 30 thousand euros, and the authorities can even deny the entry of the passenger at the destination.
Option for domestic trips
Insurance can also be very useful on domestic travel. If your health plan does not serve all regions of the country, you will be assisted if you need care at the destination.
Practice sports without worry
If the trip involves practicing sports in your script, it is possible to opt for specific products, as not every travel insurance has coverage for this type of activity. In the case of APRIL, there is the option of contracting the additional Multi Sports, which offers increased coverage for these cases and guarantees much more protection to the athletes.
Additional coverage
Other additional coverages can be hired to ensure greater safety for passengers. APRIL, for example, offers different options that can customize assistance to the traveler’s profile, such as coverage for qualified theft of electronic goods, increased coverage for lost luggage or medical expenses for preexisting diseases, among others.
Add everything that your credit card does not offer
The insurance offered by the credit card companies is often an additional one that reimburses expenses of attendance abroad. Already with travel insurance, in addition to count on various assists and indemnities, you can tailor the product to your trip and embark without worries.
Total Coverage for Pre-Existing Diseases
People who suffer from chronic or pre-existing illnesses, such as high blood pressure or diabetes, may need care at any time, including when traveling. Under these conditions, some insurance may cover part of the expenses in cases of emergency or emergency in acute crises, as well as providing assistance to other items arising, such as hotel convalescence and others, according to guidelines available in the policy. APRIL offers 100% pre-existing coverage, providing even more peace of mind to its passengers.